CWB-Management Proxy Circular-2024-EN

2023 CEO COMPENSATION

Mr. Fowler's base salary was set by the Board and remained at $820,000 for the 2023 calendar year, resulting in salary of $820,000 for the 2023 fiscal year. For fiscal 2023, the Board awarded Mr. Fowler an annual STIP award equal to 79% of base salary, and an LTIP award equal to 170% of his calendar 2023 base salary.

Compensation Over Time (1)(2)

Total Direct Compensation ($)

2023 Actual Compensation Mix

(1) Compensation data is disclosed as at October 31 of each fiscal year shown. The values are based on the salary and short-term incentive compensation earned in each fiscal year, and the grant-date value of each LTIP award. (2) Base salary is granted for each calendar year. The amounts shown in the chart above reflect the amount of base salary earned during a fiscal year.

CEO Compensation Compared to Realized and Realizable Pay Over Time

The compensation awarded to Mr. Fowler over the past five years, the realized or realizable value as at December 31, 2023, and the value received by shareholders during that time follow:

Value at December 31, 2023 ($ millions)

Value of $100

Total Direct Compensation (TDC) Awarded (1)

To Shareholders (5) ($)

To CEO (4) ($)

A Realized Pay (2)

B Realizable Pay (3)

A+B=C Current Value

Period

2019

2.5

2.6

0.1

2.7

10/31/2018 to 12/31/2023

108

124

2020

2.6

2.3

0.0

2.3

10/31/2019 to 12/31/2023

88

110

2021

2.9

2.3

0.1

2.4

10/31/2020 TO 12/31/2023

83

143

2022

2.7

1.8

0.8

2.6

10/31/2021 to 12/31/2023

96

85

2023

2.9

1.5

2.0

3.5

10/31/2022 to 12/31/2023

121

137

Average

99

120

(1) Reflects total direct compensation (salary, actual STIP award payout, and grant- date value of LTIP awards) awarded in each fiscal year; these values are also found in the “Summary Compensation Table” on pa ge 57. (2) Realized pay is the sum of the salary and STIP award payout for the fiscal year, plus the final vesting payout or exercised value over the period of the share units and stock options that were granted during the fiscal year (including any dividend equivalents). (3) Realizable pay is the sum of the current value of unvested units granted during the fiscal year and the in-the-money value of unexercised stock options that were awarded during each fiscal year. For the unvested PSUs, we have assumed target (100%) performance.

(4) Represents the actual realized/realizable value to the CEO for each $100 awarded in TDC for the fiscal year indicated, as at December 31, 2023 for each period. (5) Represents the value on December 31, 2023 of a $100 investment in CWB common shares made on the first day of the period indicated, assuming reinvestment of dividends.

51 | Canadian Western Bank- Management Proxy Circular

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