CWB-Management Proxy Circular-2024-EN

R. MATTHEW RUDD, Chief Financial Officer

Mr. Rudd was appointed as CWB’s C hief Financial Officer in December 2020, and previously served as CWB’s Senior Vice President, Finance and Investor Relations, and Chief Accountant. As CFO, Mr. Rudd is responsible for financial and capital supply management for CWB Financial Group, and also oversees Treasury, Investor Relations, and Sustainability. Mr. Rudd serves as chair of CWB’s Asset Liability Committee. Mr. Rudd has been with CWB Financial Group since 2018. Prior to joining CWB, he served as the CFO of another Canadian public company. Mr. Rudd received a Bachelor of Commerce from the University of Alberta and holds a CPA, CA designation from the Chartered Professional Accountants of Alberta.

2023 Performance Highlights

• Leveraged funds transfer pricing capabilities, the application of new Standardized capital guidelines, and prudent expense management to support strong financial performance and increased regulatory capital ratios in a challenging external environment. • Negotiated a lease to move CWB’s national headquarters to Manulife Place in downtown Edmonton commencing in late 2025 at favo rable financial terms that reduce CWB’s total occupancy costs. • Advanced CWB’s ESG efforts through the inaugural disclosure of Scope 1 and 2 greenhouse gas emission across our national foot print and initiated a phased approach to estimate Scope 3 financed emissions. • Supported employee engagement, with CWB named as one of this year’s top 25 Best Workplaces TM in Canada for the second year in a row by Great Place to Work Canada® and being recognized by Waterstone Human Capital as having one of Canada’s Most Admired Corporate Cultures TM for the fourth time, earning a place in their hall of fame.

Compensation Over Time (1)(2)

Total Direct Compensation ($)

2023 Actual Compensation Mix

(1) Compensation data is disclosed as at October 31 of each fiscal year shown. The values are based on the salary and short-term incentive compensation earned in each fiscal year, and the grant-date value of each LTIP award. (2) Base salary is granted for each calendar year. The amounts shown in the chart above reflect the amount of base salary earned during a fiscal year.

Share Ownership (1)

Total Value of Common Shares/RSUs/PSUs ($)

Minimum Value Under Guidelines ($)

Total Value of Common Shares

Total Value of RSUs ($)

Total Value of PSUs (2) ($)

Required Multiple of Base Salary (3)

Meets Guidelines

Actual Multiple

543,170

-

520,502

1,063,672

720,000

1.8

2.7

(1) Share ownership data is disclosed as at October 31, 2023. (2) Total Value of PSUs includes the PSUs granted in fiscal 2021 and vested on October 31, 2023, and are valued using a 100% performance multiplier applied to $27.48, the closing price of CWB common shares on the TSX on October 31, 2023, for the purposes of determining compliance with minimum share ownership requirements. (3) Mr. Rudd’s employment agreement provides for an ownership requirement equal to 1.8 times his base salary on October 31, 2023. Effective December 10, 2023, Mr. Rudd’s ownership requirement is equal to 2 times his base salary.

Other Equity Holdings – Stock Options (1)

Unexercisable

Exercisable

(#)

In-the-Money Value ($)

(#)

In-the-Money Value ($)

Total ($)

44,805

$69,857

14,494

-

$69,857

(1) Stock option data is disclosed as at October 31, 2023.

53 | Canadian Western Bank- Management Proxy Circular

Powered by