CWBFG Annual Report 2022

Ribbon cutting ceremony at the new Markham Banking Centre in Ontario

A FOUNDATION FOR STRONGER CORE FINANCIAL PERFORMANCE

The accelerated growth in our market share in Ontario will be further supported with the opening of a new banking centre in Toronto’s financial district next year. We are also well- positioned to capitalize on opportunities available for full- service client growth in Western Canada and will leverage our new modern flagship banking centre in downtown Vancouver to support market share growth in British Columbia. With our modern technology infrastructure and a targeted approach to strengthen our digital capabilities, we provide enhanced value to our clients. We successfully launched our new personal and small business digital banking platforms this year to provide clients more time to focus on running their business. Continued enrichment of our digital capabilities broadens our access to stable lower cost funding through enhanced growth of full-service relationships both within and outside our banking centre footprint.

Relationship Manager Chris Greenway shows CWB client Mark Halston (President, Ironman Properties Ltd. & Ironman Automotive Ltd.) the new cwb.digital ™ small business banking platform.

4 | CWB Financial Group 2022 Annual Report

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