TABLE OF CONTENTS
Message From President & CEO.....03 Message From Chair of the Board...08 Management’s Discussion and Analysis.................. 14 Consolidated Financial Statements.............59 Shareholder Information. ......... 108 Five Year Financial Summary. ............ 109
About Us CWB Financial Group (CWB) is the only full-service bank in Canada with a strategic focus to meet the unique financial needs of businesses and their owners. We provide our nationwide clients with full-service business and personal banking, specialized financing, comprehensive wealth management offerings, and trust services. Clients choose CWB for a differentiated level of service through specialized expertise, customized solutions, and faster response times relative to the competition. Our people take the time to understand our clients and their business, and work as a united team to provide holistic solutions and advice. We are firmly committed to the responsible creation of value for all our stakeholders and our approach to sustainability will support our continued success. Learn more at www.cwb.com .
Our Values PEOPLE FIRST
RELATIONSHIPS GET RESULTS
EMBRACE THE NEW
INCLUSION HAS POWER
THE HOW MATTERS
Change is everywhere. We seek out new ideas and are committed to continuous learning. We know that better is always possible.
How we do things is as important as what we do. We take ownership, and move with urgency and efficiency. We always act with integrity, and balance risk and reward.
Diverse teams unleash new ideas and perspectives. We are aware of our own biases. We are proud of who we are, and we are allies for those around us.
Caring people are the key to our success. We work as a team and support one another. We always treat each other with respect and have the courage to be candid.
Clients choose CWB for the best experience. We build relationships proactively, with intention and consistency. Our results depend on it.
Connect with us:
CWB.COM
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