Supplemental reporting
Table of Contents
Maintain a foundation of trust
Obsessed with your success
Manage our impact responsibly
Appendices and Glossary
Overview
SASB Disclosure
Accounting Metric
2023 Disclosure
Discriminatory Lending
FN-MF-270b.1
Refer to page 13 of our Q4 2023 Supplemental Financial Information for information about average LTVs of newly originated or acquired uninsured residential mortgages. We do not disclose the value or number of mortgages issued to minority borrowers or by credit score.
(1) Number, (2) value, and (3) weighted average Loan-to- Value (LTV) ratio of mortgages issued to (a) minority and (b) all other borrowers, by FICO scores above and below 660 Total amount of monetary losses as a result of legal proceedings associated with discriminatory mortgage lending
FN-MF-270b.2
We provide disclosure regarding material legal proceedings to which CWB is party, if any, on page 96 of our 2023 Annual Report (Note 17 - Contingent Liabilities and Commitments). We do not expect outcomes of any legal proceedings, individually or in aggregate, to have a material effect on the consolidated financial position or the results of our operations. We do not tolerate any form of discrimination, which is in violation of our Code of Conduct. Refer to the Business ethics and integrity and Fair advice to clients and responsible sales practices sections on pages 16 and 26 of this report, respectively, for more information.
FN-MF-270b.3
Description of policies and procedures for ensuring non-discriminatory mortgage origination
Financed emissions
FN-CB-410b.1
Refer to the Climate related disclosures - Metrics and targets section of this report on page 68 for information about gross financed emissions related to our residential mortgage and oil and gas extraction portfolios. Information reflects the share allocated to CWB of client Scope 1 and Scope 2 GHG emissions using the PCAF Global GHG Accounting and Reporting Standard. We have not disclosed information disaggregated by Scope.
Absolute gross financed emissions, disaggregated by (1) Scope 1, (2) Scope 2 and (3) Scope 3
Refer to the Climate related disclosures - Metrics and targets section of this report on page 68 for information about gross exposure related to our oil and gas extraction portfolio.
FN-CB-410b.2
Gross exposure for each industry by asset class
Refer to the Climate related disclosures - Metrics and targets section of this report on page 68 for information about the methodology used to calculate financed emissions related to our residential mortgage and oil and gas extraction portfolios.
FN-CB-410b.4
Description of the methodology used to calculate financed emissions
83 2023 SUSTAINABILITY REPORT AND PUBLIC ACCOUNTABILITY STATEMENT
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